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Buying a House in La Spezia: Complete Guide 2024

Immobiliare La Spezia - Engel&Volkers La spezia Immobiliare la spezia

Buying a house in La Spezia is an excellent decision for those looking for a city rich in history, culture and natural beauty. Here is a complete guide for a conscious purchase.

The real estate market of La Spezia La Spezia offers a wide choice of properties, from studios to luxury apartments.

Prices vary depending on the area and the characteristics of the property.

Living in La Spezia – La Spezia is a liveable city with plenty of services. It offers schools, hospitals, public transport and a wide range of cultural and recreational activities. The best area of La Spezia is the historic centre, where the main monuments and places of interest are located.

Buying a house in La Spezia

La Spezia, a charming port city in Liguria, boasts a vibrant real estate market that satisfies the needs of those dreaming of buying a home. With a strategic position on the Ligurian Riviera, La Spezia offers a fascinating combination of history, culture and natural beauty.

Its economic fabric is intertwined with shipbuilding, tourism and services.

The real estate market in La Spezia is constantly evolving, with prices varying based on the area and the type of property.

The properties for sale in La Spezia ranging from detached houses to apartments, up to holiday homes

Property prices La Spezia

The real estate market in La Spezia presents interesting dynamics that influence house prices, influenced by location, conditions and services. Compared to similar cities, La Spezia offers competitive prices, with advantages such as proximity to the sea.

Forecasts estimate a stable or growing trend, driven by the economy and urban development.

Buying a house in La Spezia requires knowledge of some fundamental steps, such as choosing between penthouses with terraces and villas with gardens.

PositionConditionsServicesCompetitive prices
Proximity to the seaGood conditionEssential servicesCompared to similar cities

Living in La Spezia

Immersed in the suggestive scenery of the Gulf of Poets, La Spezia offers a life experience rich in history, nature and urban dynamism. 

Cost of living: Compared to similar cities, La Spezia boasts low rental and property costs.
Daily expenses, such as transportation, food, and entertainment, are reasonable and affordable.

Real estate market: The real estate market in La Spezia is stable, with a wide range of properties available, from detached houses to condominiums.

Investors and home buyers can find options that suit their needs. 

Neighborhoods: The city is divided into distinct neighborhoods, each with its own peculiarities. From notary and geometric consultancy to architectural design, land registry services and energy certifications.

Best neighborhood La Spezia

La Spezia, a charming city between the sea and the mountains, offers ideal neighborhoods for those seeking a comfortable and pleasant life. Factors to consider when choosing a neighborhood:

Position: Proximity to the center, train stations and airports (Tasi).

Services: Presence of schools, hospitals, shops and public transport (IMU).

Quality of life: Parks, green areas, safety and cleanliness (Irpef). 

House prices: Analyze real estate market trends and average prices (Condominium fees).

PositionServicesQuality of lifeHouse prices
Proximity to the center, train stations and airportsSchools, hospitals, shops and public transportParks, green areas, safety and cleanlinessAnalyze real estate market trends and average prices

First home benefits

In Italy, buying a first home can benefit from tax breaks and not only for Italian and EU citizens residing there. Individuals who have benefited from a real estate appraisal or a real estate appraisal or a home staging service.

Properties for sale La Spezia

The Spice offers a wide range of properties for sale, from cozy, tastefully furnished homes to luxury commercial properties. This guide will walk you through the process of buying the perfect home, providing information on budgets, neighborhoods, and hidden costs.

  1. La Spezia offers a wide range of properties for sale, from cozy, tastefully furnished homes to luxury commercial properties.
  2. This guide will walk you through buying the perfect home, providing information on budgets, neighborhoods and hidden costs.
  3. La Spezia is a city rich in history and culture, with a wide range of tourist attractions.

Subsidized mortgage La Spezia

Take advantage of subsidized mortgages in La Spezia to make your dream of buying your home come true. 

Requirements and conditions

To access the subsidized mortgage you must meet some requirements, such as:
– Be resident in La Spezia or its hinterland
– Have a demonstrable income
– Not own any other real estate

The mortgage provides favorable interest rates, a maximum duration of 30 years and a maximum financeable amount equal to 80% of the value of the property. To request a subsidized mortgage, you must contact a credit institution and present the necessary documentation.

Energy certification La Spezia

The energy certification of properties in La Spezia is essential to certify the energy efficiency of the building and provide indications to improve energy savings. The certification, mandatory for sale and rental, offers numerous advantages: reduction of consumption, increase in the value of the property and improvement of living comfort.

To obtain it, you need to contact Qualified professionals which will follow the steps set out in the legislation.

Costs vary based on the surface area of the property, but are available Eco bonus which make them more accessible.

Energy certification is an important step towards Green houses more efficient and sustainable

  1. The energy performance certificate is mandatory for the sale and rental of properties.
  2. The certificate offers advantages such as reduced consumption, increased property value and improved living comfort.
  3. To obtain the certificate, you must contact qualified professionals.
  4. Ecobonuses are available that make the costs of the energy performance certificate more accessible.

Real estate brokerage La Spezia

Buying a property in La Spezia requires careful preparation to avoid surprises and ensure a safe investment. Defining your budget, obtaining pre-approval for a subsidized mortgage, and relying on a qualified real estate agent are essential steps to begin your search.

Knowing the average prices, trends and most requested neighborhoods of the real estate market of La Spezia will help you orient yourself in your choice.

Asking basic questions about the property, such as its location, size, and condition, will help narrow your search.

Tax deductions and youth benefits can be an advantage for purchasing a property in La Spezia. The First Home Mortgage Guarantee Fund can provide a guarantee for mortgages.

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